Loan Products
Investors and commercial borrowers can finance residential, commercial, and special use properties.

Fix & Flip Loans
Typical loan structure:
- Up to 90% of purchase price and 100% of rehab costs
- Subject to a 75% loan to ARV
- Rates from 9-12% and 1-3 points
- Interest only monthly payments, 12-month term
- No prepayment penalty

Commercial Bridge Loans
Bridge loans include refinancing, cash-outs, raw land, and acquisitions.
Typical loan structure:
- Up to 75% LTV
- Up to 65% for raw land
- Rates from 9-12% and 1-3 points
- Interest only monthly payments, 24-month term
- No prepayment penalty

New Construction Loans
Construction loans considered to be a major property rehab or a ground up construction project.
Typical loan structure:
- Up to 85% of cost
- Rates from 9-12% and 1-3 points
- Prefer “shovel-ready” properties
- Interest only monthly payments, 24-month term
- No prepayment penalty

Land Loans
Typical loan structure:
- Up to 65% LTV on raw land
- Rates start at 12%
- Interest only monthly, 36 months
- No prepayment penalty

Investments
Actively seeking real estate investments in residential and commercial properties.
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